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How often have we heard the age-old investing motto, ‘If you want to earn higher returns, you must take higher risk’? Probably a lot. However, there is clear evidence that this theory is wrong. You can earn high returns by taking low risk — the exact opposite of what is commonly believed. To understand why the high-risk high-return theory is wrong, we need to take a small detour to its origin. In 1964, William Sharpe developed the Capital Asset Pricing Model (CAPM), building on the earlier work done by Harry Markowitz. As per CAPM, the expected return from a stock is dependent on its beta, where beta measures the stock’s sensitivity to the overall stock market. CAPM proposed that the return from a stock is dependent on one factor alone – its beta. Higher the beta — higher the sensitivity or volatility of the stock — higher will be its expected return. This model provided the perfect foundation for the high-risk high-return idea. It predicted that high beta stocks, which are risky due to their higher volatility, will earn higher returns. The advent of CAPM led to an outburst of research confirming its findings. But there were also occasional studies which presented counterviews. One of the earliest studies to doubt the findings of CAPM was published in 1972 by Robert Haugen and James Heins. This study concluded that there was actually very little evidence that investing in risky stocks is rewarded with higher return. Such studies, which contradicted CAPM, were mostly ignored. However, a seminal paper by Eugene Fama and Kenneth French, published in 1992, dealt a fatal blow to CAPM. In this paper, the authors introduced the Fama-French Three Factor Model, which dethroned beta as the only factor that explains stock returns and added two more factors — the value factor and the size factor. The 1992 paper by Fama-French opened the floodgates for research on what other factors influenced stock returns. In the quest for uncovering new factors, researchers noticed a surprising paradox — low-volatility stocks were exhibiting superior return performance, the exact opposite of what we would expect. The most comprehensive evidence on the low-volatility paradox has been compiled by Pim van Vliet, Head of Conservative Equities at Robeco Quantitative Investments, and a global authority on low-volatility investing. Going all the way back to 1929, Pim compiled a low-volatility portfolio and a high-volatility portfolio. The difference in returns between the two portfolios is astonishing. An amount of $100 invested in 1929 in the low-volatility portfolio grew close to $10 million by the end of 2023. A similar amount invested in the high-volatility portfolio grew to only about $33,000. The difference is staggering. Low volatility delivered a CAGR of 10 per cent, while high volatility barely delivered a 6.5 per cent CAGR. Other researchers have observed the low-volatility paradox in different geographies and different asset classes. A prominent study, “Betting Against Beta”, published in 2011, found this effect in “18 of 19 international equity markets, in Treasury markets, for corporate bonds sorted by maturity and by rating, and in futures markets.” We have evidence of low-volatility paradox in India as well. For our purpose, I have selected two indices — Nifty 100 Low Volatility 30 and Nifty High Beta 50. The Low Vol 30 index selects 30 stocks from the Nifty 100 universe displaying the lowest volatility, while the Beta 50 index selects 50 stocks from the Nifty 100 universe with the highest beta. These indices provide a very good head-to-head competition between low-risk and high-risk investing. The gap between Low Vol 30 and Beta 50 is, again, astonishing. Low Vol 30 delivered 17 per cent CAGR over close to a 20-year period, beating Beta 50’s 6.3 per cent CAGR. There are several reasons why, despite the evidence, low-volatility investing remains obscure. The most important reason has to do with investor behaviour. Paul Samelson, who inspired John Bogle to create index funds, had remarked, “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” Low-volatility investing is like watching paint dry or watching grass grow — not an easy thing to do. Imagine holding on to a bunch of boring stocks that don’t move much on a daily basis, while your friends could be investing in volatile stocks that promises to be the next big thing. Research suggests that most investors view their investments as a lottery. We invest not to benefit from the slow grind of long-term compounding, but to earn outsized returns in the short term. You must have heard of the hare and tortoise story in your childhood. Unfortunately, as investors, we behave more like the hare rather than the tortoise. Low-volatility investing is for the tortoises amongst us – and yes, as data show, they do win the race! The writer is a SEBI Registered Investment Adviser (RIA) and Co-founder of www.samasthiti.in Comments
CARMEL, Ind. , Nov. 26, 2024 /PRNewswire/ -- Syra Health Corp. (NASDAQ: SYRA) ("Syra Health" or the "Company"), a healthcare technology company powering better health by providing meaningful solutions, announced today its participation in the Noble Financial Capital Markets 20th Annual Equity Conference, known as NobleCon20, taking place December 3-4 in Boca Raton, Florida . Syra Health CEO, Dr. Deepika Vuppalanchi , will present at the prestigious event, which highlights emerging growth companies. Dr. Vuppalanchi will deliver the Company's presentation on December 3 at 2:00 p.m. ET . The presentation will highlight Syra Health's healthcare solutions, designed to address the growing mental health crisis, other chronic conditions, and child welfare challenges, while delivering both improved patient outcomes and public health advancements. These innovative approaches are particularly impactful in regions where the demand for accessible, affordable, and high-quality care is rapidly increasing, reflecting Syra's commitment to fostering healthier communities and driving meaningful change. "We are excited to present Syra Health's innovations at the Noble Conference," said Dr. Vuppalanchi. "This platform provides an excellent opportunity to engage with investors to discuss how our solutions are transforming healthcare, improving outcomes, and driving access and affordability across the system." Following the presentation, Dr. Vuppalanchi will engage in a fireside chat, offering further insights into Syra Health's strategy and vision for the future. In addition to the presentation and fireside chat, Dr. Vuppalanchi will participate in one-on-one meetings with investors. Syra Health's CFO, Priya Prasad , will also attend the event. Syra Health's financial outlook is robust, with strong revenue growth and an expanding market presence. The Company is well-positioned to capitalize on the increasing demand for its innovative healthcare solutions and to continue driving value for stakeholders. ABOUT SYRA HEALTH Syra Health is a healthcare technology company powering better health in challenging areas such as behavioral and mental health, digital health, and population health, by providing innovative services and technology products. Syra Health's offerings are centered on prevention, improved access, and affordable care. Syra Health supplies its solutions to payers, providers, life sciences organizations, academic institutions, and the government. For more information, please visit www.syrahealth.com . Forward-Looking Statements Statements in this press release about future expectations, plans, and prospects, as well as any other statements regarding matters that are not historical facts, may constitute "forward-looking statements." These statements include but are not limited to, statements relating to the expected use of proceeds, the Company's operations and business strategy, and the Company's expected financial results. The words "anticipate," "believe," "continue," "could," "estimate," "expect," "intend," "may," "plan," "potential," "predict," "project," "should," "target," "will," "would" and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain these identifying words. The forward-looking statements contained in this press release are based on management's current expectations and are subject to substantial risks, uncertainty, and changes in circumstances. Investors should read the risk factors set forth in our Form 10-K for the year ended December 31, 2023 , and other periodic reports filed with the Securities and Exchange Commission. Any forward-looking statements contained in this press release speak only as of the date hereof, and, except as required by federal securities laws, the Company specifically disclaims any obligation to update any forward-looking statements, whether as a result of new information, future events, or otherwise. For Investor or Media Inquiries: Christine Drury IR/PR Syra Health 463-345-5180 christined@syrahealth.com View original content to download multimedia: https://www.prnewswire.com/news-releases/syra-health-to-present-at-noblecon20-302317009.html SOURCE Syra Health
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Captain William Pitt in the early 1860s. Photo: supplied Unto us a Church is Given , written by Rev Roger Barker with Stuart Strachan, tells the 150-year history of St Barnabas Anglican Church in Warrington. Mr Barker’s association with the small coastal church began in 2004 when he was appointed vicar of the parish of Port Chalmers-Warrington. He was officially the vicar there for six years but remained associated with the church for about a further eight years. Now retired and living in Otaki, Mr Barker said the book was his "love letter" to St Barnabas. "There was something very special not only about the beautiful church, but the people there." As well as highlighting key periods in the church’s history, his book reveals the sometimes chequered past of people associated with the church, and including poisoning and penury. The first chapters explore the history of the church’s founders, Captain William Pitt and wife Annie. Mrs Pitt was from a wealthy Australian family, the Gellibrands. Capt Pitt was from "minor aristocracy", Mr Barker said. In the only known picture of Capt Pitt, which was reproduced in the book, he looked like an escapee from George Bernard Shaw’s play Arms and the Man , trying to portray "gravitas" in an ill-fitting military uniform, despite looking somewhat awkward, he said. St Barnabas Anglican Church in 1909. Photo: Otago Witness Mr Barker wondered how on earth someone like that, even given he married very well, could uproot himself from an army career in Australia, land in an underdeveloped neck of the woods in New Zealand, and plant a seed that has now grown into a 150-year-old story. In 1866, the 400-acre (160ha) "Warrenton Park Farm" in Blueskin was advertised for sale in the Otago Daily Times , and Capt and Mrs Pitt bought it, moving in August 1866. Mrs Pitt’s brothers, the Gellibrands, purchased the property as trustees of her marriage settlement. A large set of stained glass windows inside St Barnabas Anglican Church once destined for a much larger church in Australia. Photo: Simon Henderson Despite receiving £1000 from a "Mrs Pitt" in England, probably his mother, he soon borrowed another £500 for farm stock and equipment. His farming efforts failed, and by 1870 he was bankrupt, again having to rely on family to help. Other tales in the book relate to James and Louisa Smith, Mrs Pitt’s sister and brother-in-law. The current day St Barnabas Anglican Church. Photo: Sam Henderson The couple moved to Dunedin in 1865 and were to become very involved in the early days of the church, Mrs Smith being given the honour of laying the foundation stone. These tales and many more relay the history of the church over 150 years, since its building in 1872. Stuart Strachan helped uncover some of these details, as well as providing photographs for the book, copy-editing and seeing the book through to production. sam.henderson@thestar.co.nzRomania's far-right candidate Calin Georgescu on Saturday urged voters to go to polling stations despite the country's top court having scrapped the presidential elections over alleged irregularities amid claims of Russian interference. The court's shock ruling, coming just before the presidential run-off which had been due Sunday, opens the way for a new electoral process starting from scratch in the EU and NATO member state bordering war-torn Ukraine. The annulment follows a spate of intelligence documents declassified by the presidency this week detailing allegations against Georgescu and Russia, including claims of "massive" social media promotion and cyberattacks. Georgescu -- who unexpectedly topped last month's first round of voting -- called for voters on Sunday "to wait to be welcomed, to wait for democracy to win through their power", said a statement from his team. "Mr. Calin Georgescu believes that voting is an earned right," said the statement. "That is why he believes that Romanians have the right to be in front of the polling stations tomorrow." Georgescu himself would go to a polling station near Bucharest at 0600 GMT, said his team. Earlier Saturday, police raided three houses in Brasov city in central Romania as part of the investigation "in connection with crimes of voter corruption, money laundering, computer forgery". Among the houses searched was that of businessman Bogdan Peschir, a TikTok user who according to the declassified documents allegedly paid $381,000 to those involved in the promotion of Georgescu, Romanian media reported. Peschir has compared his support for Georgescu to the world's richest man Elon Musk's backing of US president-elect Donald Trump. Little-known outsider Georgescu, a 62-year-old former senior civil servant, was favourite to win the second round on Sunday against centrist pro-EU mayor Elena Lasconi, 52, according to several polls. But the constitutional court on Friday unanimously decided to annul the entire electoral process as it was "marred... by multiple irregularities and violations of electoral legislation". President Klaus Iohannis said on Saturday that he had discussed with European Commission chief Ursula von der Leyen, and they agreed on the "need to strengthen the security of social media". The European Commission announced earlier this week that it had stepped up monitoring TikTok after Romania's authorities alleged "preferential treatment" of Georgescu on the platform -- a claim the company has denied. Following the court's decision, the United States said it had faith in Romania's institutions and called for a "peaceful democratic process". Trump's eldest son, Donald Trump Jr., on X branded the vote's cancellation an "attempt at rigging the outcome" and "denying the will of the people". Georgescu called it "a formalised coup d'etat" and said democracy was "under attack". His team on Saturday declined to comment on the raids, saying they "will not comment or provide answers until we have exact data". Georgescu and another far-right party, the AUR, have said they plan to appeal the decision to stop the voting to the High Court of Cassation and Justice. A past admirer of Russian President Vladimir Putin, Georgescu, an EU and NATO sceptic, in recent days had reframed himself as "ultra pro-Trump," vowing to put Romania "on the world map" and cut aid for neighbouring Ukraine. In an interview with US broadcaster Sky News on Saturday, Georgescu said there were no links between him and Russia. Political scientist Costin Ciobanu told AFP that the annulment has "further polarised Romanian society". With trust in institutions and the ruling class already low, the vote's cancellation poses a "major danger that Romanians will think that it doesn't matter how they vote", Ciobanu added. Elsewhere in the EU, Austria annulled presidential elections in 2016 because of procedural irregularities. In Romania, a new government is expected to set another date for the presidential vote. In last weekend's legislative elections, the ruling Social Democrats came top. But far-right parties made big gains, securing an unprecedented third of the ballots on mounting anger over soaring inflation and fears over Russia's war in Ukraine. In a joint appeal on Wednesday, the Social Democrats and three other pro-EU parties -- together making up an absolute majority in parliament -- signed an agreement to form a coalition, promising "stability". bur-jza/jj
WASHINGTON (AP) — Matt Gaetz withdrew Thursday as President-elect Donald Trump’s pick for attorney general amid continued fallout over a federal sex trafficking investigation that cast doubt on his ability to be confirmed as the nation's chief federal law enforcement officer. The announcement caps a turbulent eight-day period in which Trump sought to capitalize on his decisive election win to force Senate Republicans to accept provocative selections like Gaetz, who had been investigated by the Justice Department before being tapped last week to lead it. The decision could heighten scrutiny on other controversial Trump nominees, including Pentagon pick Pete Hegseth , who faces sexual assault allegations that he denies. “While the momentum was strong, it is clear that my confirmation was unfairly becoming a distraction to the critical work of the Trump/Vance Transition,” Gaetz, a Florida Republican who one day earlier met with senators in an effort to win their support, said in a statement. “There is no time to waste on a needlessly protracted Washington scuffle, thus I’ll be withdrawing my name from consideration to serve as Attorney General. Trump’s DOJ must be in place and ready on Day 1," he added. Trump, in a social media post, said: “I greatly appreciate the recent efforts of Matt Gaetz in seeking approval to be Attorney General. He was doing very well but, at the same time, did not want to be a distraction for the Administration, for which he has much respect. Matt has a wonderful future, and I look forward to watching all of the great things he will do!” He did not immediately announce a new selection. Last week, he named personal lawyers Todd Blanche, Emil Bove and D. John Sauer to senior roles in the department. Another possible contender, Matthew Whitaker, was announced Wednesday as the U.S. ambassador to NATO. The withdrawal, just a week after the pick was announced, averts what was shaping up to be a pitched confirmation fight that would have tested how far Senate Republicans were willing to go to support Trump’s Cabinet picks. The selection of the fierce Trump ally over well-regarded veteran lawyers whose names had circulated as possible contenders stirred concern for the Justice Department's independence at a time when Trump has openly threatened to seek retribution against political adversaries. It underscored the premium Trump places on personal loyalty and reflected the president-elect's desire to have a disruptor lead a Justice Department that for years investigated and ultimately indicted him. In the Senate, deeply skeptical lawmakers sought more information about Justice Department and congressional investigations into sex trafficking allegations involving underage girls, which Gaetz has denied. Meanwhile, Justice Department lawyers were taken aback by the pick of a partisan lawmaker with limited legal experience who has echoed Trump's claims of a weaponized criminal justice system. As Gaetz sought to lock down Senate support, concern over the sex trafficking allegations showed no signs of abating. In recent days, an attorney for two women said his clients told House Ethics Committee investigators that Gaetz paid them for sex on multiple occasions beginning in 2017, when Gaetz was a Florida congressman. One of the women testified she saw Gaetz having sex with a 17-year-old at a party in Florida in 2017, according to the attorney, Joel Leppard. Leppard has said that his client testified she didn’t think Gaetz knew the girl was underage, stopped their relationship when he found out and did not resume it until after she turned 18. The age of consent in Florida is 18. "They’re grateful for the opportunity to move forward with their lives,” Leppard said Thursday of his clients. “They’re hoping that this brings final closure for all the parties involved.” Gaetz has vehemently denied any wrongdoing. The Justice Department’s investigation ended last year with no charges against him. Gaetz’s political future is uncertain. He had abruptly resigned his congressional seat upon being selected as attorney general, a move seen as a way to shut down the ethics investigation into sexual misconduct allegations. He did win reelection in November for the new Congress, which convenes Jan. 3, 2025, but he said in his resignation letter last week that he did not intend to take the oath of office. There are plans for a special election in Florida for his seat. Republicans on the House Ethics Committee declined this week to release the panel's findings, over objections from Democrats in a split vote. But the committee did agree to finish its work and is scheduled to meet again Dec. 5 to discuss the matter. As word of Gaetz's decision spread across the Capitol, Republican senators seemed divided. Oklahoma Sen. Markwayne Mullin, who served with Gaetz in the House, called it a “positive move." Maine Sen. Susan Collins said Gaetz “put country first and I am pleased with his decision.” Others said they had hoped Gaetz could have overhauled the department. Florida Sen. Rick Scott, a close ally of Trump, said he was “disappointed. I like Matt and I think he would have changed the way DOJ is run.” Kentucky Sen. Rand Paul said he hopes Trump will pick someone “equally as tenacious and equally as committed to rooting out and eliminating bias and politicization at the DOJ.” Gaetz is not the only Trump pick facing congressional scrutiny over past allegations. A detailed investigative police report made public Wednesday shows that a woman told police that she was sexually assaulted in 2017 by Hegseth, the former Fox News host now tapped to lead the Pentagon, after he took her phone, blocked the door to a California hotel room and refused to let her leave. “The matter was fully investigated and I was completely cleared,” Hegseth told reporters Thursday at the Capitol, where he was meeting with senators to build support for his nomination. Associated Press writers Michelle L. Price, Lisa Mascaro, Mary Clare Jalonick and Adriana Gomez Licon contributed to this report. Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Stay up-to-date on the latest in local and national government and political topics with our newsletter.WASHINGTON (AP) — Matt Gaetz withdrew Thursday as President-elect Donald Trump’s pick for attorney general amid continued fallout over a federal sex trafficking investigation that cast doubt on his ability to be confirmed as the nation's chief federal law enforcement officer. The announcement caps a turbulent eight-day period in which Trump sought to capitalize on his decisive election win to force Senate Republicans to accept provocative selections like Gaetz, who had been investigated by the Justice Department before being tapped last week to lead it. The decision could heighten scrutiny on other controversial Trump nominees, including Pentagon pick Pete Hegseth , who faces sexual assault allegations that he denies. “While the momentum was strong, it is clear that my confirmation was unfairly becoming a distraction to the critical work of the Trump/Vance Transition,” Gaetz, a Florida Republican who one day earlier met with senators in an effort to win their support, said in a statement. “There is no time to waste on a needlessly protracted Washington scuffle, thus I’ll be withdrawing my name from consideration to serve as Attorney General. Trump’s DOJ must be in place and ready on Day 1," he added. Trump, in a social media post, said: “I greatly appreciate the recent efforts of Matt Gaetz in seeking approval to be Attorney General. He was doing very well but, at the same time, did not want to be a distraction for the Administration, for which he has much respect. Matt has a wonderful future, and I look forward to watching all of the great things he will do!” He did not immediately announce a new selection. Last week, he named personal lawyers Todd Blanche, Emil Bove and D. John Sauer to senior roles in the department. Another possible contender, Matthew Whitaker, was announced Wednesday as the U.S. ambassador to NATO. The withdrawal, just a week after the pick was announced, averts what was shaping up to be a pitched confirmation fight that would have tested how far Senate Republicans were willing to go to support Trump’s Cabinet picks. The selection of the fierce Trump ally over well-regarded veteran lawyers whose names had circulated as possible contenders stirred concern for the Justice Department's independence at a time when Trump has openly threatened to seek retribution against political adversaries. It underscored the premium Trump places on personal loyalty and reflected the president-elect's desire to have a disruptor lead a Justice Department that for years investigated and ultimately indicted him. In the Senate, deeply skeptical lawmakers sought more information about Justice Department and congressional investigations into sex trafficking allegations involving underage girls, which Gaetz has denied. Meanwhile, Justice Department lawyers were taken aback by the pick of a partisan lawmaker with limited legal experience who has echoed Trump's claims of a weaponized criminal justice system. As Gaetz sought to lock down Senate support, concern over the sex trafficking allegations showed no signs of abating. In recent days, an attorney for two women said his clients told House Ethics Committee investigators that Gaetz paid them for sex on multiple occasions beginning in 2017, when Gaetz was a Florida congressman. One of the women testified she saw Gaetz having sex with a 17-year-old at a party in Florida in 2017, according to the attorney, Joel Leppard. Leppard has said that his client testified she didn’t think Gaetz knew the girl was underage, stopped their relationship when he found out and did not resume it until after she turned 18. The age of consent in Florida is 18. "They’re grateful for the opportunity to move forward with their lives,” Leppard said Thursday of his clients. “They’re hoping that this brings final closure for all the parties involved.” Gaetz has vehemently denied any wrongdoing. The Justice Department’s investigation ended last year with no charges against him. Gaetz’s political future is uncertain. He had abruptly resigned his congressional seat upon being selected as attorney general, a move seen as a way to shut down the ethics investigation into sexual misconduct allegations. He did win reelection in November for the new Congress, which convenes Jan. 3, 2025, but he said in his resignation letter last week that he did not intend to take the oath of office. There are plans for a special election in Florida for his seat. Republicans on the House Ethics Committee declined this week to release the panel's findings, over objections from Democrats in a split vote. But the committee did agree to finish its work and is scheduled to meet again Dec. 5 to discuss the matter. As word of Gaetz's decision spread across the Capitol, Republican senators seemed divided. Oklahoma Sen. Markwayne Mullin, who served with Gaetz in the House, called it a “positive move." Maine Sen. Susan Collins said Gaetz “put country first and I am pleased with his decision.” Others said they had hoped Gaetz could have overhauled the department. Florida Sen. Rick Scott, a close ally of Trump, said he was “disappointed. I like Matt and I think he would have changed the way DOJ is run.” Kentucky Sen. Rand Paul said he hopes Trump will pick someone “equally as tenacious and equally as committed to rooting out and eliminating bias and politicization at the DOJ.” Gaetz is not the only Trump pick facing congressional scrutiny over past allegations. A detailed investigative police report made public Wednesday shows that a woman told police that she was sexually assaulted in 2017 by Hegseth, the former Fox News host now tapped to lead the Pentagon, after he took her phone, blocked the door to a California hotel room and refused to let her leave. “The matter was fully investigated and I was completely cleared,” Hegseth told reporters Thursday at the Capitol, where he was meeting with senators to build support for his nomination. Associated Press writers Michelle L. Price, Lisa Mascaro, Mary Clare Jalonick and Adriana Gomez Licon contributed to this report. Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Stay up-to-date on the latest in local and national government and political topics with our newsletter.
In lieu of a traditional editorial, the editorial board presents the famous traditional poem "A Visit from St. Nicholas" with wishes for a very merry Christmas. Click to share on Facebook (Opens in new window) Click to share on X (Opens in new window) Most Popular Virginia Beach Navy pilots shot down over Red Sea in apparent ‘friendly fire’ incident; recovered alive Virginia Beach Navy pilots shot down over Red Sea in apparent ‘friendly fire’ incident; recovered alive Police identify Hampton man found dead at Great Dismal Swamp Police identify Hampton man found dead at Great Dismal Swamp Williamsburg regional sports complex gets new name Williamsburg regional sports complex gets new name Hampton considers accessory dwelling units as solution to housing shortage Hampton considers accessory dwelling units as solution to housing shortage 45 years ago, a Virginia Beach woman was killed. Her family is still waiting for answers. 45 years ago, a Virginia Beach woman was killed. Her family is still waiting for answers. David Teel: Norfolk State is back in national headlines. It’s imperative Michael Vick gets support. David Teel: Norfolk State is back in national headlines. It’s imperative Michael Vick gets support. James City County police celebrate 2 furry additions for new K-9 unit James City County police celebrate 2 furry additions for new K-9 unit Live: Michael Vick introduced as Norfolk State’s coach Live: Michael Vick introduced as Norfolk State’s coach Larry Rubama: 16 years ago, a teenage football player was killed. His namesake — a rising star — just won a state title. Larry Rubama: 16 years ago, a teenage football player was killed. His namesake — a rising star — just won a state title. All things bright and beautiful: Annual Colonial Williamsburg wreath decorating contest brings out color All things bright and beautiful: Annual Colonial Williamsburg wreath decorating contest brings out color Trending Nationally